Unique Insurance Solutions
For unique businesses
Specializing in Commercial Insurance with 45+ years of experience. As a brokerage, we can write a variety of different policies from a variety of different insurance providers.
This allows us to find you the best coverage for your unique business while also finding you the best rates available!
Client Testimonials:
Browse By Industry:
General Business Insurance
We service businesses of all shapes & sizes regardless of the industry! Our agency uniquely specializes in commercial business insurance with 45 years of experience.
- General Liability
- Business Auto
- Property & Contents Coverage
- Business Disruption Protection
- Workers Compensation
- Professional Liability
- Easy & Convenient Quote Process
Click the button below to see more details about our Business Insurance Coverage options.
Auto Dealership Insurance
We are able to beat most rates in the St Louis area. Let us shop your auto dealership insurance and find you the best rates around.
- Liability & Bonds
- Open Lot Coverage
- Property Coverage
- Garage Keepers Available
- Workers Compensation Coverage
- Hassel-Free Annual Auto-Renewal
- No Annual Audits
- No Personal Financial Info Necessary
Click the Button below for more details on our coverage options for Auto Dealerships!
Cannabis, CBD, & Hemp Business Insurance
Many insurance providers won’t do business with the Cannabis industry. We are proud to be able to provide cannabis businesses with a variety of different policies from a variety of cannabis friendly providers.
We are happy to service every type of Cannabis business along the way from seed to sale. From cultivation to, Testing Labs, to product Manufacturing, to Distribution & Retail.
- Crop Insurance For Growers
- Product Liability Protection for Dispensaries & Processors
- Professional Liability For Physicians
- Equipment Coverage For Testing Labs & Growers
- Workers Compensation Coverage
- General Liability & Property Coverage
- Event Coverage
- Cargo Coverage For Distributors
- No Controlled Substance or Federal Crimes Exclusions
Click the Button below for more details on our coverage options for Cannabis, CBD, & Hemp Businesses!
Construction Contractors & Landscapers
We work with contractors of all kinds of specializations. Landscapers, Carpenters, Plumbers, Roofers, Painters, Concrete, Electricians, & anything in-between.
We’ll find the right coverage to protect your business & your crew at the best rates available!
- Liability & Bonds
- Professional Liability
- Property & Equipment Coverage
- Workers Compensation Coverage
- Commercial Vehicle Coverage
- Loss Of Income Coverage
- Environmental & Pollution Coverage
- And Much More
Click the Button below for more details on our coverage options for Contractors, Roofing, & Landscapers!
Personal Insurance
Don’t just protect your business. We also offer most personal lines as well!
- Homeowners Coverage
- Renters Insurance
- Home Warranty Coverage
- Life Insurance
- Auto Coverage
- Bundles Available
Click the Button below for more details on our coverage options for Personal Insurance!
Have Us Reach Out Before Your Insurance Renewal
Let us know when your current policies expire & we’ll reach out when its time to start getting new offers.
Got Questions?
We'd love to hear from you
Insurance can get complicated. We're here to make it easy.
- 2248 Bluestone Drive, Saint Charles, MO 63303
- Phone: 636-441-1897
- Fax: 636-441-0410
- chelsea@lung-ins.com

