While Most Agencies Avoid Commercial Business Insurance,
WE SPECIALIZE IN IT!
Insuring businesses is what we do. Over the years, we’ve seen it all; every kind of business & every kind of unforeseen loss. We can take a look at your business & your coverage and help you choose the right coverage for your unique business.
Our goal is to help you identify unforeseen risks before they happen and never walk away under insured OR over insured with policies your business doesn’t need.
We can offer you the experience of 48 years managing insurance plans for businesses like yours.
The Perks Of Working With Our Business Insurance Brokerage:
As an Insurance Brokerage, we aren’t tied to any one insurance provider. This gives you access to a variety of different types of policies from a variety of different insurance providers. This entitles you to the following perks that not only save you money, but also time and headache:
Best Rates Possible
Having access to a variety of insurance providers allows us to find you the best rates around when we quote your business.
Customized Coverage
Having Access to a variety of insurance providers allows us to pick & choose policies that fit your businesses unique operations!
Quick Certificates
Your work is fast paced, don't be stuck waiting for a certificate. You'll be interacting with us directly, not a corporate call center.
Over 45 Years Experience
We've seen it all, so you don't have to. Know that your custom insurance plan is in good hands so you can focus on operating your business!
We can provide just about any coverage you're looking for.
Heres a short list of popular policies we offer:
Business General Liability
Protects your business in the event that someone gets hurt or injured on your premises. Businesses are sued all the time by injured customers regardless of fault.
Business Auto & Hired Non-Owned Auto Insurance
If your business owns vehicles, protect them in the event of of an accident. If you use your personal vehicle for business activities, personal auto policies won't cover an accident while the vehicle is being used for business. If your employees use their cars for work, Hired Non-Owned Auto will protect their vehicles for business use.
Business Property Insurance
Protecting your Building against perils like fire, hail, natural disasters, vandalism, etc. Most business owners would be in financial ruin in the event that their property were destroyed if they had to pay out of pocket.
Workers Compensation Insurance
Protects you & your employees financially in the event that someone is hurt on the job.
Business Income Insurance
Many of our policies will also cover loss of income if a covered loss prevents your business from functioning. Disruptions happen, don't let them derail your income!
Product Liability Insurance
This protects your business if your product (or a product your business sells) harms or even "negatively affects" a customer.
Contents / Equipment Insurance
Many businesses rely on expensive specialized equipment to function. In the event that something were to happen to the equipment you need, could you afford to pay out of pocket to get your business running again? Contents / Equipment Insurance protects you financially in that event.
Professional Liability (Errors & Omissions) Insurance
How many people can say they never make a mistake? Most people can't. As a professional performing complex skilled work, making a mistake can very well lead to a lawsuit. Professional liability protects you financially when mistakes happen.
Business Umbrella Policies
Protecting you and your business against a multitude of risks all in one policy.
Curious to see what this could look like for Your Business? We’re happy to take a look & see how we can help!
Let Us Reach Out Before Your Next Insurance Renewal
Let us know when your insurance comes up for renewal & we’ll follow up with you when your current policies come closer to renewal with plenty of time to get new offers for you.
Get A Quote, The Easy Way
We're Here To Help
Feel free to call, email, fax, or stop by the office.
- 2248 Bluestone Dr, St Charles, MO 63303
- Office Phone: 636-441-1897
- Office Fax: 636-441-0410
- Email: staff@lung-ins.com
